For Developers & Partners

Credit Passport API

Access credit scoring tools based on open banking data and publicly available information

Get credit scores, insights, reports and more through our comprehensive Credit Gateway API.

RESTful API

99.9% Uptime SLA

Real-time data

Bank-level security

API Request

curl -X GET \
  https://gateway.creditpassport.com/score/report \
  -H "x-api-key: YOUR_API_KEY" \
  -H "Content-Type: application/json"

// Response

{
  "credit_rating": "A++",
  "score": 98,
  "probability_of_default": 0.12,
  "health_metrics": {
    "cash_runway_days": 180,
    "revenue_trend": "positive"
  }
}

Credit Gateway API Services

Comprehensive credit scoring tools powered by open banking data and public records

Credit Scoring

Access comprehensive credit scores based on open banking data and publicly available company information.

Credit Analytics & Reports

Access comprehensive real-time credit scores based on open banking data, blended with deep financial analytics and company information

Company Registry Search

Search official company registries for structural data and business owners.

Event-Driven Webhooks

Receive real-time notifications when important credit events occur through webhook callbacks.

Verify

Confirm company name and details with Open Banking, returning bank account details and bank and branch address.

Financials

Obtain full company financial submission history with yearly financials.

Built for your industry

Trusted by leading companies across multiple sectors

Lenders & Financial Institutions

Automate credit decisions with real-time data, reduce manual reviews, and improve approval rates.

Faster lending decisions

Lower default rates

Automated underwriting

B2B Platforms

Verify businesses joining your platform and monitor their ongoing financial health.

Instant onboarding

Risk monitoring

Fraud prevention

Suppliers & Trade Credit

Make informed decisions about extending credit terms to business customers.

Credit limit management

Payment risk assessment

Portfolio monitoring

API Overview

Simple, powerful endpoints

RESTful API designed for developers

GET /score/report

Get comprehensive credit score report based on open banking data

Credit rating (A++ to E)Probability of defaultHealth metrics

GET /insights/report

Access detailed credit insights and financial analysis

Cash flow trendsRevenue analysisFinancial health indicators

GET /companies/search

Search official company registries for business information

Company structureRegistration detailsDirectors information

POST /webhook/register

Score changesCredit eventsReal-time notifications

Enterprise-grade security

Bank-level security and compliance built-in

Encrypted Data

All data encrypted in transit and at rest using industry standards

Secure Platform

Built with enterprise-grade security and compliance

GDPR Compliant

Full compliance with data protection regulations

Ready to get started?

Start integrating today

Get API access to our Credit Gateway and leverage comprehensive credit scoring based on open banking and public data

99.9%

Uptime SLA

<200ms

Response Time

24/7

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