Real-time visibility into your SME portfolio
Verification - Onboarding - Credit Decisioning - Monitoring - Engagement - Nurturing
Make faster, more accurate lending decisions with live credit scores and instant alerts. Track your entire portfolio's financial health in real-time.
Transform how you manage SME risk
From application to portfolio management, gain unprecedented insight into business credit health
Real-Time Portfolio View
Monitor your entire SME portfolio with live credit scores and financial health metrics updated continuously through Open Banking.
Faster Decisions
Accelerate lending decisions with instant access to comprehensive credit data, reducing approval times from weeks to minutes.
Automated Alerts
Receive immediate notifications when credit events occur—never miss critical changes in your customers' financial health.
Embedded Dashboards
Integrate Credit Passport dashboards directly into your customer-facing apps, empowering SMEs to improve their creditworthiness.
Know Your Customer
Enhanced KYC verification using real-time banking data and company information to streamline onboarding and reduce fraud risk.
Verify Bank Details
Instantly verify company bank accounts, ownership, and banking relationships through secure Open Banking connections.
The power of data
It is our philosophy to provide a complete and up-to-date picture of an SME's financial health. We provide a full 360° view of a company's financial profile, and run that data through some of the world's most powerful and proven risk engines to generate the full Credit Passport score.
Data Types We Cover
What makes the Credit Passport score so powerful?
Underpinned by a true Probability of Default
Our credit scores are built on rigorous Basel II definitions, providing a genuine Probability of Default (PD) metric that financial institutions can rely on. This means you can easily price risk, set credit limits, and make confident lending decisions based on industry-standard methodology.
Complete portfolio management platform
Everything you need to monitor, assess, and manage SME credit risk
Portfolio Analytics
Comprehensive view of risk across your entire SME book
Risk Monitoring
Continuous tracking with intelligent early warning systems
Decision Automation
Streamline underwriting with real-time data integration
Empower your SME customers with embedded dashboards
Integrate Credit Passport dashboards directly into your customer-facing applications. Give SMEs visibility into their own credit scores and actionable insights to improve their financial health.
- Seamless IntegrationEmbed fully branded dashboards in your existing apps
- Engage SMEs ProactivelyHelp customers understand and improve their creditworthiness
- Strengthen RelationshipsPosition yourself as a trusted financial partner
Trusted by leading financial institutions
Delivering real-time credit intelligence across the UK
Ready to transform your SME lending?
See how Credit Passport can give you real-time visibility and accelerate your decision-making