Take control of your finances

Discover how the financial system views you with your Credit Passport business credit score

Get your Credit Passport for
free in a few simple steps.

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The most accurate view of your company

Credit Passport® uses your bank data to update your score - in real time.

It provides steps to build stability, access the lowest finance rates and share your score with your network.

Powerful tools for SMEs:

  • Improve Centre*
    Discover the drivers behind your business credit score, how to improve and how to build the most healthy and financially resilient business. (*Plus Plan only)
  • Funding Portal
    Connect directly with over 100 lenders and business services, filtered to match your profile to find funding quickly and with minimum paperwork.
  • Credit Passport Web Badge & Certificate*
    Demonstrate financial health and build confidence with suppliers, customers and lenders. (*Plus Plan only)

Trusted by over 40,000 SMEs...

Business success depends on accurate, relevant, up to date credit scoring and that is why Credit Passport is the product every company should have.

David Salem, CEO, Karjoin Ltd.
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HIGH

CREDIT QUALITY

0.12% PD

Probability of Default in 1 Year

The only credit score
designed for SMEs

Easy to understand - Instantly recognisable rating scale to communicate to your customers

Yet powerful - Contructed around international banking standards to give a true reflection of how the financial system calculates risk


Applying doesn't affect your credit score


You are in complete control of your data


No credit card required


Authorised and regulated by the FCA

OPEN BANKING

We use Open Banking data from your bank to calculate your Credit Passport.

This is the new secure and regulated way for companies to provide read-only access to their banking data.

SHORTLIST
Best use of Open Banking Data
2022

SHORTLIST
Best App - Commercial
2022

WINNER
Best SME Credit Scoring Solution
2022

SHORTLIST
Most innovate Product
2022

CRIF: No 53.
9 Years in FinTech 100
2021

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Differentiate in a crowded market

Share your Results

With a Credit Passport® badge, businesses can easily demonstrate to their network that they are a stable, financially sound and reliable partner.

This can lead to better supplier payment terms, standing out in new business pitches and faster procurement on-boarding.

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What is a business credit score?

Your business credit score is a measure of the financial health of your company, as a separate entity to you as an individual. 

A good business credit score, of B or above, represents low risk and means you are more likely to be able to borrow at the lowest rates, secure deals with suppliers or extend your other financial facilities.

A score of C or below means you may have some work to do to build resilience in your company and place it in the best light for the financial market.

Either way Credit Passport® can help... 
Credit Passport shows you areas of focus to stay strong, or improve your score, and is fully aligned with how the largest banks view your risk.

We also match you to lenders and suppliers that can work with you, even if you have a lower business credit score. By putting the credit assessment at the beginning of the process we save your time by showing you finance options that have the best chance of proceeding.