Take control of your finances
Discover how the financial system views you or your customers with Credit Passport, the business credit score
Get your Credit Passport in a few simple steps.
The business credit score
Credit Passport®
Trusted Partners
Working with leading financial institutions
Powerful tools for SMEs
Everything you need to understand, improve, and leverage your business credit score
The most accurate view of your company
Unlike other credit scoring systems, Credit Passport® uses your bank data to create your score - in real time, rather than out of date or unreliable data. It allows you to show a true picture of your financial health.
Improve Centre
Discover the drivers behind your business credit score, how to improve and how to build the most healthy and financially resilient business. Get steps to build stability, turn credit rejections into a yes, and share your score with your network.
Funding Portal, a direct connection to lenders right for you.
Connect directly with over 100 lenders and business services, filtered to match your profile to find funding quickly and with minimum paperwork. By putting your credit profile at the heart of the process, we don't waste your time introducing you to lenders that will turn your down at the last step.
Credit Passport Web Badge & Certificate
Demonstrate financial health and build confidence with suppliers, customers and lenders. Embed your 'Financially healthy' real-time badge on your website or channels, or print your certificate.
Get started in 4 simple steps
Your business credit score in minutes, not days
Sign Up
Create your account in minutes
Connect Your Bank
Securely link your business bank account using Open Banking
Get Your Score
Receive your real-time Credit Passport score instantly
Improve, Share, and Get Funded
Take action to improve and share your score with your network
Discover how Credit Passport can make a difference for your business
Trusted by over 40,000 SMEs
See what business leaders say about Credit Passport
"Thank you for holding my hand during the registration process. Your company has clearly captured the severely underserved SME market and I can see big help that companies will derive from it."
What is a business credit score?
Your business credit score is a measure of the financial health of your company, as a separate entity to you as an individual.
Good Credit Score (B or above)
Represents low risk and means you are more likely to be able to borrow at the lowest rates, secure deals with suppliers or extend your other financial facilities.
Score of C or below
You may have some work to do to build resilience in your company and place it in the best light for the financial market.
Either way Credit Passport® can help...
Credit Passport shows you areas of focus to stay strong, or improve your score, and is fully aligned with how the largest banks view your risk.
The only credit score designed for SMEs
Easy to understand
Instantly recognisable rating scale to communicate to your customers
Yet powerful
Constructed around international banking standards to give a true reflection of how the financial system calculates risk
Open Banking
FCA Regulated & Secure
Bank-Level Security
Your data is protected with the same security as online banking
Read-Only Access
We can only view your data, never move money or make changes
You're in Control
Revoke access anytime directly through your bank
How we keep your data safe
We use Open Banking data from your bank to calculate your Credit Passport.
This is the new secure and regulated way for companies to provide read-only access to their banking data. Open Banking has revolutionised how SMEs can prove their creditworthiness using real-time financial data.
Operating Across Europe
Providing credit scoring solutions in 8 countries and growing
Expanding to more European markets in 2025
Recognised Excellence
Industry-leading innovation in business credit scoring
Best Open Finance Application
Best Partnership
Best SME Financial Service Provider
Best TPP - International
Best SME Credit Scoring Solution
Best Commercial Partnership
Best SME Open Banking Solution
Open Banking for SMEs - Round 3
Multiple awards and recognition from leading industry bodies
Take control of your financial profile
Credit Passport® is the only credit score based on your real-time business banking data.
Understanding and nurturing it helps you build a stable and robust company - ready for growth or challenges ahead.